Finance202510 months

Finora — AI-Powered Credit Decisioning

An explainable AI credit platform that accelerated underwriting while strengthening compliance for a digital lender.

Client: Finora Capital

Challenge

Manual underwriting capped loan volume. Models existed in notebooks but lacked production governance and explainability for auditors.

Solution

Productionized ML pipelines with feature store, model monitoring, SHAP explanations, and a underwriter workbench integrated into their loan OS.

Results at a glance

-83%

Decision time

+2.4x

Approval volume

-0.6%

Default rate delta

0 critical

Audit findings

Python

PyTorch

FastAPI

Kafka

Azure

React

2025

Engagement delivered

End-to-end delivery completed in 10 months, from discovery through production launch and handover.

“Inrisoft brought AI from slides to production with the rigor our regulators expect. Outstanding partnership.”

Vikram Shah

Chief Risk Officer

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